Tool 2.2 · FY 2026-27 (AY 2027-28)
SIP vs FD vs RD Post-Tax Comparison
See which investment actually wins after tax and inflation — not just the pre-tax number banks and brochures show you.
Your Investment
The same amount, invested every month, across all three options
Expected Rates (annual %)
SIP return is a market-linked assumption, not guaranteed — FD/RD rates are what your bank offers today.
Your Tax Situation
FD/RD interest is added to your income and taxed at this rate
Used to show what your money is really worth at maturity
Your comparison will appear here
Fill in your monthly investment, expected rates, and tax slab, then compare to see which option really wins.
Estimates for educational use only — not financial advice. Verify before acting.