Tool 1.3

Emergency Fund Runway Planner

Find your earliest safe job-switch date based on your expenses, risk profile, and current cash runway.

Financial Inputs

Monthly Essential Expenses

Rent/EMI, groceries, utilities, insurance, basic transport

Current Liquid Savings

Cash + savings account + liquid mutual funds only

Monthly Savings Capacity

How much you can add monthly before switching

Expected One-time Inflow (Optional)

Bonus, severance, or arrears before switch

Current Monthly Lifestyle Expenses (Optional)

Include monthly non-essential spends to compare lifestyle runway vs essential runway

Dependents

Household Income Type

EMI Burden

Current Job Market Confidence

Your runway results will appear here

Fill in your expenses, savings, and risk profile, then calculate to see your earliest safe switch date.

Estimates for educational use only — not financial advice. Verify before acting.